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2018 began with a bang…and ended with a bust. After a string of 15-months of positive performance for global markets that commenced in November of 2016, 2018 was capped by the worst quarter since 2011*. Global stocks, as measured by the MSCI All Country World Index, fell 7% in December and more than 9% in 2018, while the US stock index, the S&P 500, declined 9% in December and over 4% for the year. What changed so drastically from the year prior?
The single best thing you can do to secure your financial future is to adopt a sound investment plan tailored to your particular circumstances and needs.