Insights from UHNW families

With increased demand from families to connect and learn from others dealing with complexity, our 2026 edition builds on the foundation laid two years ago. This version explores how UHNW families are responding to change—where they feel confident, where they feel uncertain, and what they’re doing to prepare the rising generation.

Affluent three generation family poolside
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In their own words

One of the most common refrains we hear is, “The more successful you become, the fewer people there are to confide in.” Knowing that many of our clients are eager to share peer-to-peer learnings, we gathered insights from over 100 families Bernstein serves.

There are times when these conversations can be difficult...the last thing you want is for someone to feel as though you are flaunting your circumstances.

- rising‑generation family member and real‑estate professional
Wide shot overhead view of family gathered at dining room table for multigenerational family dinner celebration

Success breeds solitude

In our inaugural edition of Wealth Beyond Measure, nearly 75% of participants reported feeling lonely and admitted they had no one to confide in.

This time around, we probed further—and found the keys to combatting isolation: community and open dialogue. While this is particularly true within families, it becomes even more impactful when supported by trusted friendships and candid exchanges with others navigating the unique and often isolating challenges that come with substantial wealth. 

What does wealth mean to you?

We asked families a simple question—What does wealth mean to you? Most described it as freedom, but that freedom takes different forms. For some, wealth is the flexibility to pursue passions, make choices about time, and worry less about financial tradeoffs. Others define it as living in alignment with values—knowing what “enough” means and resisting constant comparison. And many view wealth as responsibility: a call to steward resources thoughtfully, engage philanthropically, and communicate more intentionally as a family.*

*Totals do not add to 100% due to rounding and 19% as N/A or Other.

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Couple with infant child, mother holding baby up in air

From concern to confidence

This year, our study reveals heightened anxiety around macroeconomic issues like geopolitics and global instability, with nearly two-thirds of respondents citing these as sources of concern. On the other hand, confidence is highest in wealth preservation, philanthropic planning, the effectiveness of tax strategies, and access to unique investment opportunities—all areas where families feel a greater sense of agency.

The key? Build resilience, instead of trying to predict the future. The most confident families don’t ask, “What will happen”, they ask, “How resilient are we if it does?"

The moment we stopped trying to forecast every macro variable... our confidence increased. It’s not that the world became more stable — we became more stable.

- family office leader who recently navigated a transition

Featured Insights

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Wealth as a catalyst

Many clients view their Bernstein advisor as so much more than someone to turn to for their investments. The expansion of our UHNW Platform allows us to partner in even more innovative ways to help them navigate the growing complexities that come with wealth.

With the help of dedicated wealth advisors and subject matter experts—as well as the tools and resources in Wealth Beyond Measure—families are positioned to turn financial stumbling blocks into meaningful steppingstones. And in doing so, they can ensure their wealth becomes a catalyst for stewardship and unity across generations.

Wealth Beyond Measure 2024

Our inaugural report featured insights from 40 UHNW multigenerational families from around the world, exploring, “What are successful families doing with their wealth?”